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Stunning ocean and Monterey Bay views provide a breathtaking backdrop to this oceanfront home in the gated community of Pajaro Dunes, perfectly positioned between Santa Cruz and Monterey. The reverse floor plan showcases the main living areas on the top level, where the kitchen, dining, and living rooms flow together with a cozy fireplace and open to two decks; one capturing sweeping coastal vistas down the sandy beach and the other nestled among picturesque cypress trees. The updated kitchen features stainless steel appliances, ample counter space, and a generous dining area ideal for gatherings. Adjacent to the living space is an expanded sitting area (formerly a fourth bedroom), plus a full bath and an additional half bath for convenience. On the entry level, the spacious primary suite offers tranquil dune and ocean views, while two additional bedrooms each open to private decking. This level also includes a full bath and a laundry area. Just steps from miles of sandy shoreline and community amenities including tennis, volleyball, and pickleball courts. This special retreat invites you to relax and unwind. Whether as a private coastal retreat or a potential vacation rental, this property captures the very best of beachside living.