Listing Agent: Simon Mills      Broker/Office: Mills Realty of California
366 Halcyon Road S Arroyo Grande CA 93420
$ 799,000
  3   |    2 Full  1 Half   |    1796 Sq Feet

Listing ID

#SR26195661

Status

Active

Property Type

Single Family Residence

County

San Luis Obispo

Neighborhood

West of 101(1000)

Year Built

2025

Days on website

57

Description
RARE FINANCING & DOWN PAYMENT SAVINGS OPPORTUNITY - Assumable loan 5.625%, offers approx $1,000 saving on monthly payment compared to current market rates (subject to lender qualification). Loan balance is 794k, payment is $4587.26/month, 29 years remaining. DOWN PAYMENT SAVINGS- $799k purchase price minus loan balance of approx $794k leaves about a $6k difference. That means NO TRADITIONAL PERCENTAGE-BASED DOWN PAYMENT IS REQUIRED ON THE ASSUMED LOAN BALANCE OF $794k Buyer is only responsible for the difference of approximate 6k plus applicable closing costs. Lender advised seller there is NO LOAN ASSUMPTION FEE. Loan assumption is subject to lender approval and buyer qualification. Built in 2025, this beautifully upgraded 3-bedroom, 2.5-bath home with a two-car garage offers the perks of new construction, plus thoughtful enhancements throughout. All-new 2026 appliances convey, including refrigerator, dishwasher, washer, and dryer. Enjoy a whole-home five-stage water filtration system with reverse osmosis in the kitchen and unwind in the brand-new 2026 Finnish four-person sauna. Ideally located just minutes from the Village of Arroyo Grande and approximately 4 to 5 miles to Grover and Pismo Beaches, with easy access to shops, dining, and Central Coast charm.
Location
Financial Information
List Price:  $ 799000
Property Features
Appliances:  Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator, Washer
Association Amenities:  Trash
Association Fee Frequency:  Monthly
Community Features:  Suburban
Direction Faces:  South
Fencing:  Wood
Flooring:  Laminate
Foundation Details:  Slab
Heating:  Central
High School District:  Lucia Mar Unified
Interior Features:  Unfurnished
Laundry Features:  Inside
Levels:  Two
Parking Features:  Garage
Property Condition:  Turnkey
Roof:  Shingle
Senior Community YN:  false
Spa Features:  Private
Structure Type:  House
Water Source:  Public
Window Features:  Blinds, Screens
High School District:  Lucia Mar Unified
Senior Community YN:  false
MLS Area Major:  ARRG - Arroyo Grande
City:  Arroyo Grande
Listed By:   Simon Mills   Mills Realty of California 
CA Lic#