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**Assumable 4.375% VA Loan for Qualified Buyers** Newer, spacious 4 bed home offering recent renovations, a generous private backyard and patio, and a large 2 car garage plus adjacent outdoor parking. Built in 2006 and offering over 1,880 sq ft, this home provides more living space than most older coastal homes, along with a larger yard and patio than most newer homes in the area. The open first floor connects the kitchen, dining area, and living room, creating an inviting space that flows effortlessly to the backyard... Upstairs, the well-appointed primary suite features west-facing windows, dual vanities, two walk-in closets, and a separate tub and shower enclosure. All bedrooms are conveniently located upstairs, along with a dedicated laundry room at the top of the staircase. Recent improvements include fresh interior and exterior paint, quartz countertops, recessed lighting, kitchen backsplash, stainless steel appliances, updated cabinet hardware and light fixtures, ceiling fans, a tiled primary shower enclosure, artificial turf, and paver patio areas. Storage is thoughtfully maximized throughout the property with an overhead garage rack, under-stair storage closet, and side-yard shed. Located within a small, tight-knit community of just 10 homes, this property is ideally positioned west of I-5 with convenient access to the beach, San Diego Bay, Coronado, Navy bases, downtown San Diego, and major freeways. A rare combination of newer construction, generous living space, outdoor living, modern updates, and an attractive assumable VA loan opportunity.