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Just moments from the heart of downtown Half Moon Bay, this home offers a rare opportunity for a coastal retreat with built-in income potential. Blending the charm of a beach-town residence with the flexibility of a triplex, the property creates a different approach to coastal ownership. Live in one residence while the additional units help offset expenses, transforming the economics of owning near the coast. Rather than a traditional investment property, this home presents a lifestyle purchase designed to support itself. Each of the three self-contained units features its own entrance, kitchen, and living space, allowing for privacy and flexibility whether used for long-term tenants, extended family, guests, or a combination of both. The front residences showcase the homes original character with sun-filled interiors, while the upper unit offers elevated living with a relaxed coastal feel. Outside, a shared backyard creates space to unwind, garden, or entertain after a day at the beach. Ample off-street parking adds convenience, while nearby beaches, coastal trails, cafés, and Main Street shops and restaurants place the best of Half Moon Bay just moments away. This is a rare chance to enjoy the coastal lifestyle with a property positioned to help make it attainable.