***VA Assumable at 2.49%!*** Welcome to 74 E St — a charming 3-bedroom, 2-bath single-story home on an exceptionally large 9,200+ sq ft lot in the heart of Chula Vista. Built in 1951, this 1,314 sq ft home offers more than just a place to live — it offers a rare opportunity to create something extraordinary. Step inside and you'll find a spacious layout with abundant natural light and generously sized bedrooms. While the interior may need a few weeks of TLC and updates, the true value lies outside — where years of love and care have transformed the grounds into a lush, private retreat. Imagine the possibilities: harvesting your own grapes, lemons, peaches, calamansi, guava, and more from mature, fruit-bearing trees. Picture colorful flowers welcoming you at the front entry, and a backyard so expansive it invites dreams — whether that’s building an ADU, creating a vibrant garden oasis, or designing an entertainer’s paradise. This is not just another home — it’s a chance to invest in space, freedom, and long-term potential in one of Chula Vista’s most established neighborhoods. Includes a detached 2-car garage, generous driveway parking, and unbeatable access to schools, parks, dining, I-5, and downtown Chula Vista. No HOA. No Mello-Roos. Properties like this — with land, location, and limitless upside — don’t come around often.