Beautiful Otay Ranch Condo with Assumable VA Loan at 2.75%! Take advantage of a rare opportunity to assume a VA loan at an incredible 2.75% interest rate—a true game-changer for your monthly payments and long-term savings! Nestled in the heart of Otay Ranch, one of Chula Vista’s most desirable communities, this beautifully updated 3-bedroom +1 optional bedroom, 2.5-bath condo offers the perfect blend of comfort, style, and convenience. Step inside to find a bright and open floor plan featuring a spacious living room, a dedicated dining room, and a kitchen that has been recently updated with modern finishes—ideal for everyday living and entertaining. The loft upstairs offers flexible space for a home office, playroom, or media area. Each bathroom has been tastefully updated, and the home includes a new central A/C unit for year-round comfort. Enjoy indoor-outdoor living with a dining area that opens to a private side yard, perfect for BBQs or relaxing evenings. The attached 2-car garage provides convenience and extra storage. Located close to top-rated schools, parks, trails, restaurants, and shopping, this home offers the best of Otay Ranch living in a well-maintained and move-in-ready package. Don’t miss this opportunity to secure a stunning home and an unbeatable interest rate—schedule your private tour today!