INVESTMENT OPPORTUNITY! Rare 4-bedroom, 4-bath end-unit townhome in the desirable gated community of St. Cloud at Ocean Ranch. Built in 2021, this approximately 1,840-square-foot home is currently tenant occupied with four individual leases generating $6,000 per month ($72,000 annually) in gross rental income. Tenants pay utilities, offering an established income stream for investors seeking a newer Oceanside property. Tenants love this property - 0% vacancy over 4 years! The versatile floor plan offers excellent flexibility for rental use, multigenerational living, or future owner occupancy. Features include high ceilings, wood flooring, air conditioning, a well-appointed kitchen with premium appliances and generous center island, spacious primary suite with walk-in closet, attached two-car garage with storage, in-unit washer and dryer, private outdoor patio, and furnished living and dining areas. Residents of St. Cloud enjoy resort-style amenities including a pool, spa, fitness/cardio room, playground, BBQ areas, clubhouse, and event space, all within a beautifully maintained gated community with 24/7 security. Conveniently located near Highways 76 and 78, Oceanside beaches, the Pier, harbor, shopping, dining, and downtown. A compelling opportunity to acquire a newer, income-producing North County property with established rental income and exceptional flexibility.