Welcome to the gated Pacific Breeze community, where coastal convenience and comfortable living come together. Built in 2000, this well-maintained 3-bedroom (tax roll), 2.5-bath home offers approximately 1,698 sq/ft of thoughtfully designed living space and lives like a true 4-bedroom thanks to the fully enclosed upstairs loft conversion--perfect for a guest room, office, or growing household. The functional floor plan features an upstairs laundry room for added convenience, spacious bedrooms, and a comfortable primary suite with ample storage. Downstairs, the main living areas flow seamlessly for everyday living and entertaining, while the attached 2-car garage provides direct access and additional storage. Step outside to a beautifully added backyard patio complete with electrical--an ideal setup for outdoor dining, relaxing evenings, or weekend gatherings. Residents enjoy a low $95/month HOA that includes gated security and access to a community park, all with NO Mello Roos. Ideally located just minutes from local beaches, Channel Islands Harbor, The Collection at RiverPark, Naval Base Ventura County, and convenient freeway access, this home offers the perfect blend of lifestyle, location, and value in the sought-after Pacific Breeze community.