Welcome to Saint Francis Heights! This spacious Daly City home offers a versatile layout with a bright, open floor plan. The upper level features a remodeled kitchen, engineered hardwood floors, 3 bedrooms, and 2 updated bathrooms. Large double-pane windows fill the home with natural light, creating a warm and inviting atmosphere. The lower level includes a separate entrance and offers a living area, bedroom, full bathroom, and kitchenette ideal for extended family, guests, or flexible living arrangements. With its private flexible layout, the lower level offers strong income potentialestimated at approximately $2,800/monthan excellent opportunity to offset mortgage costs and enhance long-term value. A one-car garage with ample storage provides convenient access to both levels. Additional highlights include leased solar panels, energy-efficient appliances, and a tankless water heater. The flat, low-maintenance backyard with patio is perfect for outdoor gatherings and everyday enjoyment. Conveniently located near schools, parks, Daly City BART, Serramonte Mall, Westlake Shopping Center, and with easy access to Highways 101 and 280. Enjoy a vibrant community with diverse dining, nearby hiking trails, and close proximity to beaches and San Francisco.